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There are several types of Life Insurance Cover and these are:
. Level term insurance - designed to pay out a sum of money if the policy
holder should die during the policy’s term. The sum assured is guaranteed
and remains unchanged throughout the term.
. Decreasing term life insurance i.e. mortgage protection cover – where the
sum decreases during the policy. It is regularly used to protect capital and
interest repayments on a mortgage.
Renewable term insurance – On the expiry date there is an option to continue
without a health review.
. Convertible term insurance – Level term insurance with the option to revert
to whole life or endowment insurance.
. Increasing term insurance – Due to inflation the value of money declines
each year. Consequently, this form of insurance combats that with an
escalating sum assured.
. Index linked term insurance – Some insurers provide the option for the
premium to be increased each year in relation to the Retail Price Index
. Level term insurance -
and remains unchanged throughout the term.
. Decreasing term life insurance i.e. mortgage protection cover – where the
sum decreases during the policy. It is regularly used to protect capital and
interest repayments on a mortgage.
Renewable term insurance – On the expiry date there is an option to continue
without a health review.
. Convertible term insurance – Level term insurance with the option to revert
to whole life or endowment insurance.
. Increasing term insurance – Due to inflation the value of money declines
each year. Consequently, this form of insurance combats that with an
escalating sum assured.
. Index linked term insurance – Some insurers provide the option for the
premium to be increased each year in relation to the Retail Price Index
Types Of Life Insurance
Life Insurance
Many consumers and
financial experts agree that
life insurance can provide
financial security and
protection for your loved
ones at a time when they
need it most.
Life insurance can provide a
secure foundation for your
financial planning program.
Life insurance provides
much needed financial
security in many situations
financial experts agree that
life insurance can provide
financial security and
protection for your loved
ones at a time when they
need it most.
Life insurance can provide a
secure foundation for your
financial planning program.
Life insurance provides
much needed financial
security in many situations
Life-Cover helps customers find a great deal on their
life insurance. Whether they want to protect their
family or their mortgage we search the market to help
find them a great price.
family or their mortgage we search the market to help
find them a great price.
Life-Cover Insurance
